Roots Contractor Mortgages is a Leicestershire-based mortgage broker providing specialist contractor mortgages and protection products to UK-based customers. Formed in 2020 by a group of highly experienced mortgage and insurance professionals, many of whom have worked as contractors themselves as well as at board level within some of the UK’s most prominent contractor servicing companies.

Roots ContractorMortgages was set up to allow contractors to get easier, clearer and specific mortgages and protection that is suited to their needs and income structures. Too often, mortgages are associated with jargon-heavy conversations and traditional, impersonal service, and without considering how a contrator earns their money. We set out to do things differently.

We are a fresh, modern and approachable brand, based in an old, converted, factory in the heart of the East Midlands. We don’t wear suits or carry briefcases, and we’re not tied down by outdated legacy systems. Instead, we use cutting-edge technology and build our own systems to deliver a smoother, more efficient service. Most importantly, when you talk, we listen. While securing a mortgage is never completely stress-free, we work hard to make the mortgage and protection journey as straightforward and enjoyable as possible.

In a mortgage market where understanding of contracting remains limited, Roots Contractor Mortgages removes many of the common frustrations by offering specialist mortgage and protection advice from specialist lenders who understand and know the contracting industry. This often means we can secure better and more suitable deals than going directly to a high street bank or building society.

We have a highly experienced in-house team providing expert mortgage advice to customers purchasing or remortgaging property across the UK. All of our advisers understand the specific challenges faced by contractors in today’s ever-changing financial landscape. Everything we do is customer-centric, meaning from your first conversation through to completion, you receive advice and service that is fully tailored to your individual circumstances.