IR35 INSURANCES

View Our Market Leading IR35 Insurances

Understanding Your IR35 Options

IR35 is complex and often misunderstood, but protecting you and your business against an HMRC investigation can only be achieved by being proactive. Assessing your IR35 status and clearly documenting it is essential, but leave it too late and the damage may already be done.

That’s why sister company Roots Contractor Insurance have developed a clear, accessible range of IR35 insurance, IR35 status reviews and IR35 contract reviews, all of which can be purchased online in just a few minutes. Whether you’re a contractor, recruitment agency, consultancy or end client, we offer solutions tailored to your role within the IR35 supply chain.

Our IR35 insurance policies provide £100,000 of cover for professional legal representation to defend HMRC investigations, including IR35 status enquiries, plus a further £100,000 of cover for IR35 tax liabilities, interest and penalties which covers the entire supply chain. Contractor IR35 Protect is designed specifically for contractors, while Fee Payer IR35 Protect is aimed at recruitment agencies, end clients and consultancies.

Our IR35 Status Reviews are delivered by our sister company, The Contractor Compliance Portal, and are fully automated and completely free, providing an instant determination with downloadable documentation in minutes. For contractors who want deeper insight, our IR35 Contract Reviews involve a manual expert review of your written contract, explaining the IR35 position and providing a clear inside or outside IR35 opinion.

IR35 Products

Designed for contractors operating under the original IR35 legislation, where the contractor is responsible for determining their own IR35 status and remains fully liable for any IR35 tax liabilities.

£100,000 cover for legal representation fees. £100,000 cover for IR35 tax liabilities.

Designed for contractors operating under the new Off-Payroll Working legislation, with cover extending across the entire supply chain, including the contractor, recruitment agency and end client.

£100,000 cover for legal representation fees. £100,000 cover for IR35 tax liabilities.

Helping you understand both the contractual IR35 terms that set out what should happen for the term of your contract, and the real-world working practices that reflect what actually happens day to day in practice.

Status Review – For Agencies & Clients. Contract Reviews – For Contractors.